153 Durango DrGilbertsIL60136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 153 Durango Dr, Gilberts, IL, 60136 in Gilberts. Priced at $289,900, it generates $4,168/mo in gross rent and $1,852/mo in net monthly cash flow, a 17.25% yield that comfortably supports the 3.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,222. Five-year appreciation: $80,094. Equity from principal paydown: $2,670/yr. Total projected cumulative return: $231,408.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 6.0% |
| Monthly Cash Flow | $1,852 | $1,200 |
City averages based on Gilberts market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,168 |
| Total Monthly Debt Service | $2,200 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
N/A lot
$N/A/sqft
$305 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60136, Gilberts, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,915 (100%) |
| Owner Occupied HU | 2,539 (87.1%) |
| Renter Occupied HU | 311 (10.7%) |
| Vacant Housing Units | 65 ( 2.2%) |
| Median Home Value | $369,609 |
| Average Home Value | $382,686 |
Housing Distribution
Address Breakdown
Residential
2,875
Single Family
2,875
Multi-Family
0
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
N/A lot
$N/A/sqft
$305 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60136, Gilberts, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,915 (100%) |
| Owner Occupied HU | 2,539 (87.1%) |
| Renter Occupied HU | 311 (10.7%) |
| Vacant Housing Units | 65 ( 2.2%) |
| Median Home Value | $369,609 |
| Average Home Value | $382,686 |
Housing Distribution
Address Breakdown
Residential
2,875
Single Family
2,875
Multi-Family
0
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices