15283 Briarwood DrPeostaIA52068
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $389,900, 15283 Briarwood Dr, Peosta, IA, 52068 in Peosta generates $2,850/mo in rent (8.77% yield) but nets only $60/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.63) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $107,722. Total projected return: $153,389.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $60 | $300 |
City averages based on Peosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,850 |
| Total Monthly Debt Service | $2,634 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2.37 Acres lot
$N/A/sqft
$3,088 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52068, Peosta, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,800 (100%) |
| Owner Occupied HU | 1,544 (85.8%) |
| Renter Occupied HU | 191 (10.6%) |
| Vacant Housing Units | 65 ( 3.6%) |
| Median Home Value | $341,860 |
| Average Home Value | $358,849 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,930
Multi-Family
51
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
2.37 Acres lot
$N/A/sqft
$3,088 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52068, Peosta, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,800 (100%) |
| Owner Occupied HU | 1,544 (85.8%) |
| Renter Occupied HU | 191 (10.6%) |
| Vacant Housing Units | 65 ( 3.6%) |
| Median Home Value | $341,860 |
| Average Home Value | $358,849 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,930
Multi-Family
51
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shari Greenwood • American Realty of Dubuque, Inc.
Mls Name: East Central Iowa AOR
Mls Provider:
Mls ID: #151641
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.