1528 Nottoway BlvdVictoriaVA23974
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1528 Nottoway Blvd, Victoria, VA, 23974 in Victoria. Priced at $119,000, it generates $1,223/mo in gross rent and $512/mo in net monthly cash flow, a 12.33% yield that comfortably supports the 2.29 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,140. Five-year appreciation: $32,878. Equity from principal paydown: $1,096/yr. Total projected cumulative return: $77,993.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $512 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,223 |
| Total Monthly Debt Service | $664 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23974, Victoria, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,185 (57.0%) |
| Renter Occupied HU | 542 (26.1%) |
| Vacant Housing Units | 352 (16.9%) |
| Median Home Value | $162,056 |
| Average Home Value | $210,432 |
Housing Distribution
Address Breakdown
Residential
1,508
Single Family
1,508
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23974, Victoria, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,185 (57.0%) |
| Renter Occupied HU | 542 (26.1%) |
| Vacant Housing Units | 352 (16.9%) |
| Median Home Value | $162,056 |
| Average Home Value | $210,432 |
Housing Distribution
Address Breakdown
Residential
1,508
Single Family
1,508
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices