15270 Saddleback RdSanta ClaritaCA91387
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.54% gross rental yield, 15270 Saddleback Rd, Santa Clarita, CA, 91387 in Santa Clarita is priced for capital growth, not immediate cash flow. The $1,275,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $352,259 by year five, with $11,743/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $354,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.5% |
| Monthly Cash Flow | $(2,003) | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,885 |
| Total Monthly Debt Service | $7,380 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91387, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,767 (100%) |
| Owner Occupied HU | 9,272 (55.3%) |
| Renter Occupied HU | 6,893 (41.1%) |
| Vacant Housing Units | 602 ( 3.6%) |
| Median Home Value | $806,674 |
| Average Home Value | $831,610 |
Housing Distribution
Address Breakdown
Residential
15,591
Single Family
14,004
Multi-Family
1,587
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91387, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,767 (100%) |
| Owner Occupied HU | 9,272 (55.3%) |
| Renter Occupied HU | 6,893 (41.1%) |
| Vacant Housing Units | 602 ( 3.6%) |
| Median Home Value | $806,674 |
| Average Home Value | $831,610 |
Housing Distribution
Address Breakdown
Residential
15,591
Single Family
14,004
Multi-Family
1,587
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Hagopian • Pinnacle Estate Properties, Inc.
Mls Name: CRMLS
Mls ID: #SR25212620