15215 Hastings DrDoltonIL60419
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 15215 Hastings Dr, Dolton, IL, 60419 in Dolton achieves 1.69, rent of $985/mo covers the $584/mo payment 1.5x over at $129,900. Rental yield 9.1%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $35,889 over five years, with $1,196/yr in principal reduction bringing total projected return to $39,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $(175) | $1,500 |
City averages based on Dolton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $985 |
| Total Monthly Debt Service | $1,108 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,553 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60419, Dolton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,550 (100%) |
| Owner Occupied HU | 5,085 (59.5%) |
| Renter Occupied HU | 2,439 (28.5%) |
| Vacant Housing Units | 1,026 (12.0%) |
| Median Home Value | $145,040 |
| Average Home Value | $170,910 |
Housing Distribution
Address Breakdown
Residential
7,826
Single Family
6,916
Multi-Family
910
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,553 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60419, Dolton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,550 (100%) |
| Owner Occupied HU | 5,085 (59.5%) |
| Renter Occupied HU | 2,439 (28.5%) |
| Vacant Housing Units | 1,026 (12.0%) |
| Median Home Value | $145,040 |
| Average Home Value | $170,910 |
Housing Distribution
Address Breakdown
Residential
7,826
Single Family
6,916
Multi-Family
910
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edna Thompson • Coldwell Banker Realty
Mls Name: MRED as distributed by MLS GRID
Mls Provider:
Mls ID: #12317586
Disclaimer: Based on information submitted to the MLS GRID as of 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#17)