








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Charlottesville at 1520 Villa Ter UNIT F, Charlottesville, VA, 22903 with 5% annual appreciation on a $225,000 basis while $1,706/mo rent supports operations. Total monthly income totals $1,706/mo and a $1,101/mo payment preserves $110/mo for cash returns. Annual cash flow comes to $1,323/yr on $74,588 deployed, and return on cash invested reaches 21.68% in year one. Equity gained on principal adds $1,452/yr, and five-year appreciation sums $62,163 alongside rental yield of 9.1%. Five-year ROI measures 113.6% and total cumulative return in cash totals $84,729.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,706/mo property income versus a $1,101/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Condo
Built in 1973
N/A lot
$N/A/sqft
$251 monthly HOA
Neighborhood data shown for ZIP Code: 22903, Charlottesville, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,943 (100%) |
| Owner Occupied HU | 7,004 (37.0%) |
| Renter Occupied HU | 10,256 (54.1%) |
| Vacant Housing Units | 1,683 ( 8.9%) |
| Median Home Value | $603,432 |
| Average Home Value | $711,730 |
Residential
18,660
Single Family
13,524
Multi-Family
5,136
Businesses
1,241
Date | Event | Price |
|---|---|---|
| 2025-04-03 | Listed for sale | $225,000 |
| 2022-07-13 | Listing removed | N/A |
| 2022-07-11 | Listed for rent | $1,375 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-04-03 | $1643.96 | 4.62% | $192,500 | 4.62% |
| 2023-04-03 | $1571.36 | 16.90% | $184,000 | 16.90% |
| 2022-04-03 | $1344.20 | -0.25% | $157,400 | -0.25% |



Listed by: Candice Van Der Linde • YES REALTY PARTNERS
Mls Name: CAAR
Mls Provider:
Mls ID: #662686
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.