152 Via RosalCamarilloCA93012
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 152 Via Rosal, Camarillo, CA, 93012 in Camarillo. At $398,000 it earns $2,856/mo in rent and distributes $394/mo to the owner after the $1,790/mo payment, a consistent 8.61% yield. DSCR 1.60 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $109,960 in value; $3,666/yr in principal paydown compounds ownership stake. Total projected return: $176,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $394 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,856 |
| Total Monthly Debt Service | $2,304 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
3,815 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
3,815 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93012, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,142 (100%) |
| Owner Occupied HU | 10,441 (69.0%) |
| Renter Occupied HU | 3,959 (26.1%) |
| Vacant Housing Units | 742 ( 4.9%) |
| Median Home Value | $917,718 |
| Average Home Value | $1,035,241 |
Housing Distribution
Address Breakdown
Residential
14,621
Single Family
13,611
Multi-Family
1,010
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #226001549