152 Bristol RdMount VernonAR72111
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Mount Vernon rental at 152 Bristol Rd, Mount Vernon, AR, 72111 sits in the solid-income band: 8.79% gross yield, $1,153/mo rent, $206/mo net after the $708/mo debt service, DSCR 1.63. Entry price of $157,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $43,514 and $1,451/yr in principal reduction bring total cumulative return to $72,923.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $206 | $300 |
City averages based on Mount Vernon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,153 |
| Total Monthly Debt Service | $884 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
15.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72111, Mount Vernon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 544 (74.9%) |
| Renter Occupied HU | 92 (12.7%) |
| Vacant Housing Units | 90 (12.4%) |
| Median Home Value | $250,980 |
| Average Home Value | $352,624 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
581
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
15.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72111, Mount Vernon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 544 (74.9%) |
| Renter Occupied HU | 92 (12.7%) |
| Vacant Housing Units | 90 (12.4%) |
| Median Home Value | $250,980 |
| Average Home Value | $352,624 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
581
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Fason • CENTURY 21 Prestige Realty
Mls Name: CARMLS
Mls ID: #25032957