15180 Rock Creek RdShastaCA96087
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 15180 Rock Creek Rd, Shasta, CA, 96087 in Shasta: $2,298/mo in rent, $1,371/mo net, 18.4% gross yield, all on a $149,900 acquisition. The 3.41 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,415 in value, and $1,381/yr in principal paydown steadily builds equity. Projected total cumulative return: $145,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.4% | 6.5% |
| Monthly Cash Flow | $1,371 | $250 |
City averages based on Shasta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,298 |
| Total Monthly Debt Service | $868 |
| DSCR Ratio | 2.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96087, Shasta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 225 (100%) |
| Owner Occupied HU | 165 (73.3%) |
| Renter Occupied HU | 40 (17.8%) |
| Vacant Housing Units | 20 ( 8.9%) |
| Median Home Value | $477,273 |
| Average Home Value | $525,061 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96087, Shasta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 225 (100%) |
| Owner Occupied HU | 165 (73.3%) |
| Renter Occupied HU | 40 (17.8%) |
| Vacant Housing Units | 20 ( 8.9%) |
| Median Home Value | $477,273 |
| Average Home Value | $525,061 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices