1516 16th StRock ValleyIA51247
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 1516 16th St, Rock Valley, IA, 51247 in Rock Valley aligned with their strategy. Rental yield 7.4%. DSCR 1.37 and 7.4% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $1,824/yr in paydown build toward a projected cumulative return of $71,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $(64) | $300 |
City averages based on Rock Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,222 |
| Total Monthly Debt Service | $1,207 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
5,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51247, Rock Valley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,071 (100%) |
| Owner Occupied HU | 1,571 (75.9%) |
| Renter Occupied HU | 379 (18.3%) |
| Vacant Housing Units | 121 ( 5.8%) |
| Median Home Value | $270,525 |
| Average Home Value | $384,378 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,866
Multi-Family
148
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
5,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51247, Rock Valley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,071 (100%) |
| Owner Occupied HU | 1,571 (75.9%) |
| Renter Occupied HU | 379 (18.3%) |
| Vacant Housing Units | 121 ( 5.8%) |
| Median Home Value | $270,525 |
| Average Home Value | $384,378 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,866
Multi-Family
148
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Zomer • Zomer Company
Mls Name: My State MLS
Mls ID: #11479367