1515 Langford RdGwynn OakMD21207
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1515 Langford Rd, Gwynn Oak, MD, 21207 in Gwynn Oak: $2,885/mo in rent, $972/mo net, 11.26% gross yield, all on a $307,500 acquisition. The 2.09 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $84,957 in value, and $2,832/yr in principal paydown steadily builds equity. Projected total cumulative return: $179,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $972 | $420 |
City averages based on Gwynn Oak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,885 |
| Total Monthly Debt Service | $1,790 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
3,080 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21207, Gwynn Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 11,264 (57.1%) |
| Renter Occupied HU | 6,973 (35.3%) |
| Vacant Housing Units | 1,495 ( 7.6%) |
| Median Home Value | $284,553 |
| Average Home Value | $333,769 |
Housing Distribution
Address Breakdown
Residential
19,354
Single Family
16,126
Multi-Family
3,228
Businesses
763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
3,080 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21207, Gwynn Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,732 (100%) |
| Owner Occupied HU | 11,264 (57.1%) |
| Renter Occupied HU | 6,973 (35.3%) |
| Vacant Housing Units | 1,495 ( 7.6%) |
| Median Home Value | $284,553 |
| Average Home Value | $333,769 |
Housing Distribution
Address Breakdown
Residential
19,354
Single Family
16,126
Multi-Family
3,228
Businesses
763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices