1512 W Artesia Sq APT FGardenaCA90248
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1512 W Artesia Sq APT F, Gardena, CA, 90248 in Gardena speaks for itself: 10.37% gross on a $899,900 price, generating $7,776/mo in rent and $1,652/mo in net income after the $4,047/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,822 stacks alongside $248,626 in projected five-year appreciation and $8,288/yr in principal reduction. Projected total cumulative return: $449,920.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.5% |
| Monthly Cash Flow | $1,652 | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,776 |
| Total Monthly Debt Service | $5,766 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
0.25 Acres lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
0.25 Acres lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices