151 Pier CtNapervilleIL60565
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 151 Pier Ct, Naperville, IL, 60565 in Naperville speaks for itself: 10.59% gross on a $305,900 price, generating $2,700/mo in rent and $523/mo in net income after the $1,376/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,279 stacks alongside $84,515 in projected five-year appreciation and $2,817/yr in principal reduction. Projected total cumulative return: $150,898.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.1% |
| Monthly Cash Flow | $523 | $1,850 |
City averages based on Naperville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $2,055 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1985
4,801 sqft lot
$N/A/sqft
$660 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1985
4,801 sqft lot
$N/A/sqft
$660 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60565, Naperville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,164 (100%) |
| Owner Occupied HU | 12,175 (86.0%) |
| Renter Occupied HU | 1,635 (11.5%) |
| Vacant Housing Units | 354 ( 2.5%) |
| Median Home Value | $515,699 |
| Average Home Value | $542,004 |
Housing Distribution
Address Breakdown
Residential
13,980
Single Family
12,434
Multi-Family
1,546
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices