151 Lowell RdPepperellMA01463
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Pepperell rental at 151 Lowell Rd, Pepperell, MA, 01463 sits in the solid-income band: 8.04% gross yield, $3,634/mo rent, $217/mo net after the $2,437/mo debt service, DSCR 1.49. Entry price of $542,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $149,745 and $4,992/yr in principal reduction bring total cumulative return to $219,823.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $217 | $400 |
City averages based on Pepperell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,634 |
| Total Monthly Debt Service | $3,200 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01463, Pepperell, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,587 (77.6%) |
| Renter Occupied HU | 873 (18.9%) |
| Vacant Housing Units | 165 ( 3.6%) |
| Median Home Value | $568,679 |
| Average Home Value | $614,902 |
Housing Distribution
Address Breakdown
Residential
4,402
Single Family
4,339
Multi-Family
63
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01463, Pepperell, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,587 (77.6%) |
| Renter Occupied HU | 873 (18.9%) |
| Vacant Housing Units | 165 ( 3.6%) |
| Median Home Value | $568,679 |
| Average Home Value | $614,902 |
Housing Distribution
Address Breakdown
Residential
4,402
Single Family
4,339
Multi-Family
63
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Trish Marchetti • Berkshire Hathaway HomeServices Commonwealth Real Estate
Mls Name: MLS PIN
Mls ID: #73405787