151 Laptop LoopRobertsMT59070
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder151 Laptop Loop, Roberts, MT, 59070 in Roberts is a solid income-producing rental, 7.6% gross yield, $3,476/mo rent, $268/mo net cash flow on a $549,000 buy. DSCR 1.41 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $151,679 and $5,056/yr in principal reduction project a total cumulative return of $224,569.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $268 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,476 |
| Total Monthly Debt Service | $2,990 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59070, Roberts, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 795 (100%) |
| Owner Occupied HU | 509 (64.0%) |
| Renter Occupied HU | 87 (10.9%) |
| Vacant Housing Units | 199 (25.0%) |
| Median Home Value | $466,522 |
| Average Home Value | $514,032 |
Housing Distribution
Address Breakdown
Residential
546
Single Family
546
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59070, Roberts, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 795 (100%) |
| Owner Occupied HU | 509 (64.0%) |
| Renter Occupied HU | 87 (10.9%) |
| Vacant Housing Units | 199 (25.0%) |
| Median Home Value | $466,522 |
| Average Home Value | $514,032 |
Housing Distribution
Address Breakdown
Residential
546
Single Family
546
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices