151 Hill DrFritchTX79036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe 10.41% yield at 151 Hill Dr, Fritch, TX, 79036 in Fritch is solid, but the $560/mo payment compresses net cash flow to $157/mo at $124,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $34,397 by year five, and $1,147/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.93) without U.S. income documentation. Total projected return: $57,995.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $157 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
1 sqft lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79036, Fritch, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,403 (100%) |
| Owner Occupied HU | 1,723 (71.7%) |
| Renter Occupied HU | 267 (11.1%) |
| Vacant Housing Units | 413 (17.2%) |
| Median Home Value | $154,087 |
| Average Home Value | $164,285 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
2,022
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
1 sqft lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79036, Fritch, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,403 (100%) |
| Owner Occupied HU | 1,723 (71.7%) |
| Renter Occupied HU | 267 (11.1%) |
| Vacant Housing Units | 413 (17.2%) |
| Median Home Value | $154,087 |
| Average Home Value | $164,285 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
2,022
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Guthrie • French & Co., Borger
Mls Name: AMMLS
Mls Provider:
Mls ID: #25-8201
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.