151 County Road 3400HaleyvilleAL35565
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 151 County Road 3400, Haleyville, AL, 35565 in Haleyville at $399,000, 4.67% gross yield, is a market-growth asset. Rental yield 4.67%. The $1,553/mo rent partially funds the $1,794/mo debt service; the core return is the 5%/yr price growth projected to add $110,236 over five years. Ziffy Mortgage's DSCR mortgage (0.87) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $105,377.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 10.0% |
| Monthly Cash Flow | $(699) | $300 |
City averages based on Haleyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,553 |
| Total Monthly Debt Service | $2,093 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35565, Haleyville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,549 (100%) |
| Owner Occupied HU | 4,032 (61.6%) |
| Renter Occupied HU | 1,479 (22.6%) |
| Vacant Housing Units | 1,038 (15.8%) |
| Median Home Value | $120,041 |
| Average Home Value | $172,852 |
Housing Distribution
Address Breakdown
Residential
5,748
Single Family
5,482
Multi-Family
266
Businesses
462
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35565, Haleyville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,549 (100%) |
| Owner Occupied HU | 4,032 (61.6%) |
| Renter Occupied HU | 1,479 (22.6%) |
| Vacant Housing Units | 1,038 (15.8%) |
| Median Home Value | $120,041 |
| Average Home Value | $172,852 |
Housing Distribution
Address Breakdown
Residential
5,748
Single Family
5,482
Multi-Family
266
Businesses
462
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Walker County Area MLS
Mls ID: #26-671