1508 Ryan DrHarrisburgAR72432
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1508 Ryan Dr, Harrisburg, AR, 72432 in Harrisburg: $2,092/mo in rent, $770/mo net, 11.41% gross yield, all on a $219,900 acquisition. The 2.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,754 in value, and $2,025/yr in principal paydown steadily builds equity. Projected total cumulative return: $132,785.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 7.0% |
| Monthly Cash Flow | $770 | $300 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,092 |
| Total Monthly Debt Service | $1,234 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72432, Harrisburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,695 (100%) |
| Owner Occupied HU | 1,776 (65.9%) |
| Renter Occupied HU | 655 (24.3%) |
| Vacant Housing Units | 264 ( 9.8%) |
| Median Home Value | $139,524 |
| Average Home Value | $181,485 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,421
Multi-Family
104
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72432, Harrisburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,695 (100%) |
| Owner Occupied HU | 1,776 (65.9%) |
| Renter Occupied HU | 655 (24.3%) |
| Vacant Housing Units | 264 ( 9.8%) |
| Median Home Value | $139,524 |
| Average Home Value | $181,485 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,421
Multi-Family
104
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connie Lindemann • Arkansas Elite Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25028670
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.