1507 Nicole Drive UNIT 1507Pt Jefferson StationNY11776
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.72, 1507 Nicole Drive UNIT 1507, Pt Jefferson Station, NY, 11776 in Pt Jefferson Station sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 9.3%. The 9.3% yield is backed by 5% annual appreciation projecting $124,299 in value gain, plus $4,144/yr in principal reduction. Total projected cumulative return: $170,211.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $(57) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,487 |
| Total Monthly Debt Service | $3,365 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
1,316 sqft lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11776, Port Jefferson Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,930 (100%) |
| Owner Occupied HU | 6,454 (72.3%) |
| Renter Occupied HU | 2,043 (22.9%) |
| Vacant Housing Units | 433 ( 4.8%) |
| Median Home Value | $562,835 |
| Average Home Value | $593,941 |
Housing Distribution
Address Breakdown
Residential
8,508
Single Family
8,289
Multi-Family
219
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
1,316 sqft lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11776, Port Jefferson Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,930 (100%) |
| Owner Occupied HU | 6,454 (72.3%) |
| Renter Occupied HU | 2,043 (22.9%) |
| Vacant Housing Units | 433 ( 4.8%) |
| Median Home Value | $562,835 |
| Average Home Value | $593,941 |
Housing Distribution
Address Breakdown
Residential
8,508
Single Family
8,289
Multi-Family
219
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices