1505 Mount Harmony RdGreenwoodAR72936
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.58% gross rental yield, 1505 Mount Harmony Rd, Greenwood, AR, 72936 in Greenwood is priced for capital growth, not immediate cash flow. The $525,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $145,048 by year five, with $4,835/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $152,644.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 7.0% |
| Monthly Cash Flow | $(715) | $300 |
City averages based on Greenwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,441 |
| Total Monthly Debt Service | $2,947 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
8.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72936, Greenwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,431 (72.7%) |
| Renter Occupied HU | 1,295 (21.3%) |
| Vacant Housing Units | 367 ( 6.0%) |
| Median Home Value | $234,255 |
| Average Home Value | $262,427 |
Housing Distribution
Address Breakdown
Residential
5,610
Single Family
5,514
Multi-Family
96
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
8.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72936, Greenwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,431 (72.7%) |
| Renter Occupied HU | 1,295 (21.3%) |
| Vacant Housing Units | 367 ( 6.0%) |
| Median Home Value | $234,255 |
| Average Home Value | $262,427 |
Housing Distribution
Address Breakdown
Residential
5,610
Single Family
5,514
Multi-Family
96
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices