1503 Elmtree StBaltimoreMD21226
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1503 Elmtree St, Baltimore, MD, 21226 in Baltimore speaks for itself: 12.28% gross on a $138,798 price, generating $1,420/mo in rent and $557/mo in net income after the $624/mo debt service. DSCR 2.28, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,681 stacks alongside $38,347 in projected five-year appreciation and $1,278/yr in principal reduction. Projected total cumulative return: $88,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 4.8% |
| Monthly Cash Flow | $557 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,420 |
| Total Monthly Debt Service | $808 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1923
1,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21226, Curtis Bay, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,032 (100%) |
| Owner Occupied HU | 1,671 (55.1%) |
| Renter Occupied HU | 974 (32.1%) |
| Vacant Housing Units | 387 (12.8%) |
| Median Home Value | $389,037 |
| Average Home Value | $477,476 |
Housing Distribution
Address Breakdown
Residential
2,744
Single Family
2,707
Multi-Family
37
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1923
1,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21226, Curtis Bay, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,032 (100%) |
| Owner Occupied HU | 1,671 (55.1%) |
| Renter Occupied HU | 974 (32.1%) |
| Vacant Housing Units | 387 (12.8%) |
| Median Home Value | $389,037 |
| Average Home Value | $477,476 |
Housing Distribution
Address Breakdown
Residential
2,744
Single Family
2,707
Multi-Family
37
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices