15020 Yorkie LnLa PineOR97739
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 15020 Yorkie Ln, La Pine, OR, 97739 in La Pine at $289,000 earns $1,829/mo in rent and nets $84/mo after the $1,300/mo payment, a 7.59% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $79,845 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $2,662/yr in principal paydown, total projected return reaches $114,856.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $84 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,829 |
| Total Monthly Debt Service | $1,629 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1974
2.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,449 (100%) |
| Owner Occupied HU | 4,818 (64.7%) |
| Renter Occupied HU | 1,005 (13.5%) |
| Vacant Housing Units | 1,626 (21.8%) |
| Median Home Value | $450,927 |
| Average Home Value | $486,382 |
Housing Distribution
Address Breakdown
Residential
5,286
Single Family
4,952
Multi-Family
334
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1974
2.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,449 (100%) |
| Owner Occupied HU | 4,818 (64.7%) |
| Renter Occupied HU | 1,005 (13.5%) |
| Vacant Housing Units | 1,626 (21.8%) |
| Median Home Value | $450,927 |
| Average Home Value | $486,382 |
Housing Distribution
Address Breakdown
Residential
5,286
Single Family
4,952
Multi-Family
334
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices