1501 71st AveSacramentoCA95832
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.25% gross rental yield, 1501 71st Ave, Sacramento, CA, 95832 in Sacramento is priced for capital growth, not immediate cash flow. The $499,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $138,113 by year five, with $4,604/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.97) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $131,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 4.8% |
| Monthly Cash Flow | $(906) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,186 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1964
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1964
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Judy Cuong • Portfolio Real Estate
Mls Name: MetroList Services of CA
Mls ID: #226013883