15007 Winter Dawn WayHumbleTX77396
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 15007 Winter Dawn Way, Humble, TX, 77396 in Humble. At $285,000 it earns $2,306/mo in rent and distributes $251/mo to the owner after the $1,282/mo payment, a consistent 9.71% yield. DSCR 1.80 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $78,740 in value; $2,625/yr in principal paydown compounds ownership stake. Total projected return: $125,459.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $251 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,306 |
| Total Monthly Debt Service | $1,942 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
5,963 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
5,963 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Martinez • JLA Realty
Mls Name: HAR
Mls Provider:
Mls ID: #58019902
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