1500 Whitewater DRIVEWest BendWI53095
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1500 Whitewater DRIVE, West Bend, WI, 53095 in West Bend at $450,000 earns $3,024/mo in rent and nets $4/mo after the $2,023/mo payment, a 8.06% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $124,327 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $4,145/yr in principal paydown, total projected return reaches $171,960.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $4 | $285 |
City averages based on West Bend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,024 |
| Total Monthly Debt Service | $2,841 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53095, West Bend, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,449 (100%) |
| Owner Occupied HU | 8,234 (66.1%) |
| Renter Occupied HU | 3,471 (27.9%) |
| Vacant Housing Units | 744 ( 6.0%) |
| Median Home Value | $379,041 |
| Average Home Value | $417,701 |
Housing Distribution
Address Breakdown
Residential
12,188
Single Family
10,503
Multi-Family
1,685
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53095, West Bend, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,449 (100%) |
| Owner Occupied HU | 8,234 (66.1%) |
| Renter Occupied HU | 3,471 (27.9%) |
| Vacant Housing Units | 744 ( 6.0%) |
| Median Home Value | $379,041 |
| Average Home Value | $417,701 |
Housing Distribution
Address Breakdown
Residential
12,188
Single Family
10,503
Multi-Family
1,685
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices