150 Ricardo StSan AntonioTX78237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 150 Ricardo St, San Antonio, TX, 78237 in San Antonio: $1,608/mo in rent, $697/mo net, 15.06% gross yield, all on a $128,090 acquisition. The 2.79 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $35,389 in value, and $1,180/yr in principal paydown steadily builds equity. Projected total cumulative return: $93,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 5.8% |
| Monthly Cash Flow | $697 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,608 |
| Total Monthly Debt Service | $860 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
5,601 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78237, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,307 (100%) |
| Owner Occupied HU | 6,928 (56.3%) |
| Renter Occupied HU | 4,413 (35.9%) |
| Vacant Housing Units | 966 ( 7.8%) |
| Median Home Value | $107,732 |
| Average Home Value | $151,675 |
Housing Distribution
Address Breakdown
Residential
12,219
Single Family
10,952
Multi-Family
1,267
Businesses
811
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
5,601 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78237, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,307 (100%) |
| Owner Occupied HU | 6,928 (56.3%) |
| Renter Occupied HU | 4,413 (35.9%) |
| Vacant Housing Units | 966 ( 7.8%) |
| Median Home Value | $107,732 |
| Average Home Value | $151,675 |
Housing Distribution
Address Breakdown
Residential
12,219
Single Family
10,952
Multi-Family
1,267
Businesses
811
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A