150 Joyceton TerUpper MarlboroMD20774
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 150 Joyceton Ter, Upper Marlboro, MD, 20774 in Upper Marlboro speaks for itself: 11.54% gross on a $305,000 price, generating $2,933/mo in rent and $1,036/mo in net income after the $1,371/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,430 stacks alongside $84,266 in projected five-year appreciation and $2,809/yr in principal reduction. Projected total cumulative return: $182,402.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.8% |
| Monthly Cash Flow | $1,036 | $1,250 |
City averages based on Upper Marlboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,933 |
| Total Monthly Debt Service | $1,776 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
1,503 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20774, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,433 (100%) |
| Owner Occupied HU | 15,657 (73.1%) |
| Renter Occupied HU | 4,839 (22.6%) |
| Vacant Housing Units | 937 ( 4.4%) |
| Median Home Value | $535,602 |
| Average Home Value | $546,532 |
Housing Distribution
Address Breakdown
Residential
21,466
Single Family
17,356
Multi-Family
4,110
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
1,503 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20774, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,433 (100%) |
| Owner Occupied HU | 15,657 (73.1%) |
| Renter Occupied HU | 4,839 (22.6%) |
| Vacant Housing Units | 937 ( 4.4%) |
| Median Home Value | $535,602 |
| Average Home Value | $546,532 |
Housing Distribution
Address Breakdown
Residential
21,466
Single Family
17,356
Multi-Family
4,110
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole Payton • RLAH @properties
Mls Name: Bright MLS
Mls ID: #MDPG2184212