150 Hamwoods RoadAltonNH03809
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.08% yield at 150 Hamwoods Road, Alton, NH, 03809 in Alton is solid, but the $3,372/mo payment compresses net cash flow to $22/mo at $749,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $207,184 by year five, and $6,907/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $287,420.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $22 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,048 |
| Total Monthly Debt Service | $4,728 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
8.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03809, Alton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,929 (100%) |
| Owner Occupied HU | 1,271 (65.9%) |
| Renter Occupied HU | 200 (10.4%) |
| Vacant Housing Units | 458 (23.7%) |
| Median Home Value | $422,774 |
| Average Home Value | $510,926 |
Housing Distribution
Address Breakdown
Residential
1,327
Single Family
1,301
Multi-Family
26
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
8.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03809, Alton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,929 (100%) |
| Owner Occupied HU | 1,271 (65.9%) |
| Renter Occupied HU | 200 (10.4%) |
| Vacant Housing Units | 458 (23.7%) |
| Median Home Value | $422,774 |
| Average Home Value | $510,926 |
Housing Distribution
Address Breakdown
Residential
1,327
Single Family
1,301
Multi-Family
26
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heidi Walton • Walton Realty, LLC
Mls Name: PrimeMLS
Mls ID: #5058199