150 Elm StOrofinoID83544
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 150 Elm St, Orofino, ID, 83544 in Orofino earns a 8.07% gross yield at $264,900. Rent of $1,782/mo nets $258/mo after the $1,191/mo mortgage. The 1.50 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $73,187 and $2,440/yr in equity accumulation project a total cumulative return of $116,578.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $258 | $500 |
City averages based on Orofino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,782 |
| Total Monthly Debt Service | $1,419 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83544, Orofino, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,063 (100%) |
| Owner Occupied HU | 1,988 (64.9%) |
| Renter Occupied HU | 551 (18.0%) |
| Vacant Housing Units | 524 (17.1%) |
| Median Home Value | $344,040 |
| Average Home Value | $400,513 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,918
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83544, Orofino, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,063 (100%) |
| Owner Occupied HU | 1,988 (64.9%) |
| Renter Occupied HU | 551 (18.0%) |
| Vacant Housing Units | 524 (17.1%) |
| Median Home Value | $344,040 |
| Average Home Value | $400,513 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,918
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices