150 Cook CtSomonaukIL60552
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Somonauk rental at 150 Cook Ct, Somonauk, IL, 60552 sits in the solid-income band: 10.23% gross yield, $2,345/mo rent, $437/mo net after the $1,237/mo debt service, DSCR 1.90. Entry price of $275,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $75,977 and $2,533/yr in principal reduction bring total cumulative return to $133,323.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 5.0% |
| Monthly Cash Flow | $437 | $250 |
City averages based on Somonauk market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,345 |
| Total Monthly Debt Service | $1,798 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60552, Somonauk, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,816 (100%) |
| Owner Occupied HU | 1,370 (75.4%) |
| Renter Occupied HU | 269 (14.8%) |
| Vacant Housing Units | 177 ( 9.7%) |
| Median Home Value | $244,251 |
| Average Home Value | $262,810 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,507
Multi-Family
23
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60552, Somonauk, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,816 (100%) |
| Owner Occupied HU | 1,370 (75.4%) |
| Renter Occupied HU | 269 (14.8%) |
| Vacant Housing Units | 177 ( 9.7%) |
| Median Home Value | $244,251 |
| Average Home Value | $262,810 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,507
Multi-Family
23
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices