150 8th RdEighty EightKY42130
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Eighty Eight rental at 150 8th Rd, Eighty Eight, KY, 42130 sits in the solid-income band: 9.65% gross yield, $1,607/mo rent, $390/mo net after the $899/mo debt service, DSCR 1.79. Entry price of $199,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $55,229 and $1,841/yr in principal reduction bring total cumulative return to $100,826.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $390 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,607 |
| Total Monthly Debt Service | $1,137 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42130, Eighty Eight, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 49 (100%) |
| Owner Occupied HU | 25 (51.0%) |
| Renter Occupied HU | 5 (10.2%) |
| Vacant Housing Units | 19 (38.8%) |
| Median Home Value | $168,750 |
| Average Home Value | $181,000 |
Housing Distribution
Address Breakdown
Residential
103
Single Family
103
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42130, Eighty Eight, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 49 (100%) |
| Owner Occupied HU | 25 (51.0%) |
| Renter Occupied HU | 5 (10.2%) |
| Vacant Housing Units | 19 (38.8%) |
| Median Home Value | $168,750 |
| Average Home Value | $181,000 |
Housing Distribution
Address Breakdown
Residential
103
Single Family
103
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: South Central Kentucky AOR
Mls ID: #SC47487