15 Williams StreetWhitehallNY12887
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Whitehall at 15 Williams Street, Whitehall, NY, 12887 offers $1,726/mo rent that, after a $783/mo payment, leaves $658/mo cash flow. Total monthly income is $1,726/mo, and annual cash flow is $7,894/yr on $53,007 cash. Return on cash invested measures 34.8% in year one, and rental yield stands at 12.95% at a $159,900 entry. Equity gained on principal adds $1,032/yr while 5% annual appreciation compounds into $44,177 by year five. Five-year ROI records 183.36% and total cumulative return in cash reaches $97,194. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,726/mo property income versus a $783/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1890
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12887, Whitehall, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,491 (100%) |
| Owner Occupied HU | 1,434 (57.6%) |
| Renter Occupied HU | 634 (25.5%) |
| Vacant Housing Units | 423 (17.0%) |
| Median Home Value | $194,369 |
| Average Home Value | $233,584 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
2,092
Multi-Family
0
Businesses
121
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