15 Victoria LnLavoniaGA30553
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 15 Victoria Ln, Lavonia, GA, 30553 in Lavonia hard to pass up. The 14.27% gross yield on a $239,000 purchase results in $2,843/mo in rent and $1,388/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.64). Annual cash flow of $16,658, five-year appreciation of $66,031, and $2,201/yr in equity build-up combine for a projected total cumulative return of $179,881.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 7.5% |
| Monthly Cash Flow | $1,388 | $300 |
City averages based on Lavonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,843 |
| Total Monthly Debt Service | $1,360 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30553, Lavonia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,706 (100%) |
| Owner Occupied HU | 2,699 (57.4%) |
| Renter Occupied HU | 887 (18.8%) |
| Vacant Housing Units | 1,120 (23.8%) |
| Median Home Value | $239,749 |
| Average Home Value | $333,592 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
3,887
Multi-Family
24
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30553, Lavonia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,706 (100%) |
| Owner Occupied HU | 2,699 (57.4%) |
| Renter Occupied HU | 887 (18.8%) |
| Vacant Housing Units | 1,120 (23.8%) |
| Median Home Value | $239,749 |
| Average Home Value | $333,592 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
3,887
Multi-Family
24
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices