15 Sanders RoadLivermoreME04253
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.25% yield at 15 Sanders Road, Livermore, ME, 04253 in Livermore is solid, but the $556/mo payment compresses net cash flow to $173/mo at $123,700. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $34,176 by year five, and $1,139/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.72) without U.S. income documentation. Total projected return: $58,152.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $173 | $250 |
City averages based on Livermore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $731 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04253, Livermore, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,202 (100%) |
| Owner Occupied HU | 857 (71.3%) |
| Renter Occupied HU | 90 ( 7.5%) |
| Vacant Housing Units | 255 (21.2%) |
| Median Home Value | $343,699 |
| Average Home Value | $324,700 |
Housing Distribution
Address Breakdown
Residential
954
Single Family
954
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04253, Livermore, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,202 (100%) |
| Owner Occupied HU | 857 (71.3%) |
| Renter Occupied HU | 90 ( 7.5%) |
| Vacant Housing Units | 255 (21.2%) |
| Median Home Value | $343,699 |
| Average Home Value | $324,700 |
Housing Distribution
Address Breakdown
Residential
954
Single Family
954
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices