15 Route 42WaynesvilleOH45068
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing15 Route 42, Waynesville, OH, 45068 in Waynesville is a stable, well-positioned rental at $325,000. Rental yield 6.75%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $89,792 in value and $2,993/yr in principal paydown builds equity, a total projected return of $103,878.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(310) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,828 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1963
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45068, Waynesville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 4,139 (83.4%) |
| Renter Occupied HU | 662 (13.3%) |
| Vacant Housing Units | 160 ( 3.2%) |
| Median Home Value | $416,642 |
| Average Home Value | $472,420 |
Housing Distribution
Address Breakdown
Residential
4,361
Single Family
4,311
Multi-Family
50
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1963
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45068, Waynesville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 4,139 (83.4%) |
| Renter Occupied HU | 662 (13.3%) |
| Vacant Housing Units | 160 ( 3.2%) |
| Median Home Value | $416,642 |
| Average Home Value | $472,420 |
Housing Distribution
Address Breakdown
Residential
4,361
Single Family
4,311
Multi-Family
50
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: DABR MLS
Mls ID: #956794