15 Rocky Knoll RoadDenmarkME04022
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 15 Rocky Knoll Road, Denmark, ME, 04022 in Denmark. Priced at $299,000, it generates $2,642/mo in gross rent and $755/mo in net monthly cash flow, a 10.6% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,064. Five-year appreciation: $82,608. Equity from principal paydown: $2,754/yr. Total projected cumulative return: $162,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.0% |
| Monthly Cash Flow | $755 | $300 |
City averages based on Denmark market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,642 |
| Total Monthly Debt Service | $1,768 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04022, Denmark, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,106 (100%) |
| Owner Occupied HU | 460 (41.6%) |
| Renter Occupied HU | 45 ( 4.1%) |
| Vacant Housing Units | 601 (54.3%) |
| Median Home Value | $346,237 |
| Average Home Value | $415,337 |
Housing Distribution
Address Breakdown
Residential
559
Single Family
559
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04022, Denmark, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,106 (100%) |
| Owner Occupied HU | 460 (41.6%) |
| Renter Occupied HU | 45 ( 4.1%) |
| Vacant Housing Units | 601 (54.3%) |
| Median Home Value | $346,237 |
| Average Home Value | $415,337 |
Housing Distribution
Address Breakdown
Residential
559
Single Family
559
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices