15 Pebblestone LnHamburgNJ07419
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow15 Pebblestone Ln, Hamburg, NJ, 07419 in Hamburg is a top-tier cash-flow asset. At $375,000 it produces $3,637/mo in rent and $584/mo in net monthly income, a 11.64% gross rental yield. The DSCR of 2.16 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,011. Five-year appreciation adds $103,606, driving a total cumulative return of $182,996.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $584 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,637 |
| Total Monthly Debt Service | $2,904 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
3,049 sqft lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07419, Hamburg, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,370 (100%) |
| Owner Occupied HU | 3,253 (74.4%) |
| Renter Occupied HU | 884 (20.2%) |
| Vacant Housing Units | 233 ( 5.3%) |
| Median Home Value | $359,972 |
| Average Home Value | $385,212 |
Housing Distribution
Address Breakdown
Residential
4,301
Single Family
4,297
Multi-Family
4
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
3,049 sqft lot
$N/A/sqft
$380 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07419, Hamburg, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,370 (100%) |
| Owner Occupied HU | 3,253 (74.4%) |
| Renter Occupied HU | 884 (20.2%) |
| Vacant Housing Units | 233 ( 5.3%) |
| Median Home Value | $359,972 |
| Average Home Value | $385,212 |
Housing Distribution
Address Breakdown
Residential
4,301
Single Family
4,297
Multi-Family
4
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices