15 Lovelace Ln, Stafford, VA, 22554 | $296/mo Cash Flow

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15 Lovelace Ln, Stafford, VA, 22554 | $296/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Stafford at 15 Lovelace Ln, Stafford, VA, 22554 at $449,000 posts ROI 22.29% with $296/mo cash flow from $2,980/mo rent. Total monthly income equals $2,980/mo, and annual cash flow records $3,547/yr on $148,844 to close. Return on cash invested measures 22.29% and rental yield reads 7.96% at the current $449,000. Equity gained on principal adds $2,897/yr, and 5% annual appreciation supports $124,050 by year five. Five-year ROI prints 115.35% and total cumulative return in cash totals $171,688.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,980/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1983

1.45 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 15 Lovelace Ln, Stafford, VA 22554 where modern updates meet peaceful country living! Tucked away on a private 1.45-acre lot, this beautifully renovated 3-bedroom, 2-bath ranch offers a perfect blend of comfort, privacy, and convenience only minutes from I-95, Stafford Marketplace, and Embrey Mill. Step inside to discover bright, open spaces filled with natural light. The entire home has been thoughtfully updated from top to bottom, featuring brand-new luxury vinyl plank flooring, fresh interior paint, and all-new lighting and ceiling fans throughout. The modern kitchen is the centerpiece of the home, boasting elegant cabinetry, stainless steel appliances, designer lighting, and sleek matte black fixtures a timeless look that combines style and function. The primary suite is a true retreat, complete with a spacious walk-in closet and a fully renovated bathroom featuring a custom-tiled walk-in shower and designer finishes. Both bathrooms have been beautifully upgraded with new vanities, mirrors, and lighting for a crisp, modern feel. Enjoy outdoor living on your freshly refinished deck overlooking the fenced backyard ideal for children, pets, or relaxing evenings with family and friends. With 1.45 acres of land, youll have plenty of room to garden, entertain, or simply enjoy the serenity that surrounds you. With easy access to commuter routes, shopping, dining, and top-rated schools, this home offers the lifestyle youve been searching for modern, peaceful, and perfectly located. Dont miss your chance to make 15 Lovelace Ln your next chapter of home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22554, Stafford, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,896 (100%)
Owner Occupied HU	17,523 (76.5%)
Renter Occupied HU	4,715 (20.6%)
Vacant Housing Units	658 ( 2.9%)
Median Home Value	$529,939
Average Home Value	$569,469