15 Janet DrMine HillNJ07803
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 15 Janet Dr, Mine Hill, NJ, 07803 in Mine Hill is the 1.51 coverage ratio: rent of $2,447/mo versus a $1,618/mo debt payment on a $359,900 property. Rental yield 8.16%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $99,434 by year five, with $3,315/yr in equity from paydown. Total projected cumulative return: $130,386.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(118) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,447 |
| Total Monthly Debt Service | $2,422 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07803, Mine Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,327 (85.1%) |
| Renter Occupied HU | 198 (12.7%) |
| Vacant Housing Units | 34 ( 2.2%) |
| Median Home Value | $435,732 |
| Average Home Value | $614,286 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,417
Multi-Family
57
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07803, Mine Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,327 (85.1%) |
| Renter Occupied HU | 198 (12.7%) |
| Vacant Housing Units | 34 ( 2.2%) |
| Median Home Value | $435,732 |
| Average Home Value | $614,286 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,417
Multi-Family
57
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Seretis • Elite Realtors Of New Jersey
Mls Name: GSMLS
Mls ID: #3975822