15 Herrickville RdCamptownPA18853
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 15 Herrickville Rd, Camptown, PA, 18853 in Camptown is narrow, $187/mo net on $2,748/mo rent after the $1,757/mo debt service, but the property operates at break-even-plus, not a loss. At $390,800 with a 8.44% yield, the long-run equity case via 5% appreciation ($107,971 over five years) and $3,599/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $160,861.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $187 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,405 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18853, Wyalusing, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,006 (100%) |
| Owner Occupied HU | 1,214 (60.5%) |
| Renter Occupied HU | 398 (19.8%) |
| Vacant Housing Units | 394 (19.6%) |
| Median Home Value | $245,024 |
| Average Home Value | $307,829 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,563
Multi-Family
30
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18853, Wyalusing, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,006 (100%) |
| Owner Occupied HU | 1,214 (60.5%) |
| Renter Occupied HU | 398 (19.8%) |
| Vacant Housing Units | 394 (19.6%) |
| Median Home Value | $245,024 |
| Average Home Value | $307,829 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,563
Multi-Family
30
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robin Fiester • Adventure Realty - Muncy Valley
Mls Name: West Branch Valley AOR
Mls ID: #WB-102349