15 Hardscrabble RdGoldenCO80403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow15 Hardscrabble Rd, Golden, CO, 80403 in Golden earns its strong cash-flow label: 11.52% yield, $7,920/mo rent, $3,112/mo net income, DSCR 2.13. The $825,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $227,932 by year five. Combined with $7,598/yr in principal paydown, total projected return reaches $511,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $3,112 | $300 |
City averages based on Golden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,920 |
| Total Monthly Debt Service | $4,480 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80403, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,184 (100%) |
| Owner Occupied HU | 7,073 (77.0%) |
| Renter Occupied HU | 1,485 (16.2%) |
| Vacant Housing Units | 626 ( 6.8%) |
| Median Home Value | $880,886 |
| Average Home Value | $959,937 |
Housing Distribution
Address Breakdown
Residential
8,821
Single Family
8,580
Multi-Family
241
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80403, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,184 (100%) |
| Owner Occupied HU | 7,073 (77.0%) |
| Renter Occupied HU | 1,485 (16.2%) |
| Vacant Housing Units | 626 ( 6.8%) |
| Median Home Value | $880,886 |
| Average Home Value | $959,937 |
Housing Distribution
Address Breakdown
Residential
8,821
Single Family
8,580
Multi-Family
241
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices