15 Golden Age RdJamestownCO80455
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 15 Golden Age Rd, Jamestown, CO, 80455 in Jamestown. At $624,825 it earns $3,972/mo in rent and distributes $331/mo to the owner after the $2,810/mo payment, a consistent 7.63% yield. DSCR 1.41 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $172,628 in value; $5,755/yr in principal paydown compounds ownership stake. Total projected return: $257,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $331 | $300 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,972 |
| Total Monthly Debt Service | $3,393 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80455, Jamestown, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 253 (100%) |
| Owner Occupied HU | 157 (62.1%) |
| Renter Occupied HU | 40 (15.8%) |
| Vacant Housing Units | 56 (22.1%) |
| Median Home Value | $933,036 |
| Average Home Value | $1,171,369 |
Housing Distribution
Address Breakdown
Residential
110
Single Family
110
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80455, Jamestown, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 253 (100%) |
| Owner Occupied HU | 157 (62.1%) |
| Renter Occupied HU | 40 (15.8%) |
| Vacant Housing Units | 56 (22.1%) |
| Median Home Value | $933,036 |
| Average Home Value | $1,171,369 |
Housing Distribution
Address Breakdown
Residential
110
Single Family
110
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices