15 Gaylord AvePlymouthPA18651
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 15 Gaylord Ave, Plymouth, PA, 18651 in Plymouth deserves attention. This $325,000 property earns $2,783/mo in rent, a 10.27% gross yield, and nets $653/mo after the $1,461/mo payment. DSCR 1.90 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $89,792 compounds alongside $2,993/yr in yearly equity build, for a total cumulative return of $165,870.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $653 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,783 |
| Total Monthly Debt Service | $2,000 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18651, Plymouth, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,758 (100%) |
| Owner Occupied HU | 2,376 (49.9%) |
| Renter Occupied HU | 1,609 (33.8%) |
| Vacant Housing Units | 773 (16.2%) |
| Median Home Value | $139,151 |
| Average Home Value | $176,021 |
Housing Distribution
Address Breakdown
Residential
3,997
Single Family
3,874
Multi-Family
123
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18651, Plymouth, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,758 (100%) |
| Owner Occupied HU | 2,376 (49.9%) |
| Renter Occupied HU | 1,609 (33.8%) |
| Vacant Housing Units | 773 (16.2%) |
| Median Home Value | $139,151 |
| Average Home Value | $176,021 |
Housing Distribution
Address Breakdown
Residential
3,997
Single Family
3,874
Multi-Family
123
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Luzerne County AOR
Mls ID: #26-1221