15 Empire CircleHudsonNH03051
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.13% yield at 15 Empire Circle, Hudson, NH, 03051 in Hudson is solid, but the $3,215/mo payment compresses net cash flow to $53/mo at $714,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $197,514 by year five, and $6,584/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $276,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $53 | $1,850 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,844 |
| Total Monthly Debt Service | $4,507 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03051, Hudson, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,132 (100%) |
| Owner Occupied HU | 8,017 (79.1%) |
| Renter Occupied HU | 1,972 (19.5%) |
| Vacant Housing Units | 143 ( 1.4%) |
| Median Home Value | $469,545 |
| Average Home Value | $505,140 |
Housing Distribution
Address Breakdown
Residential
9,976
Single Family
9,018
Multi-Family
958
Businesses
799
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03051, Hudson, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,132 (100%) |
| Owner Occupied HU | 8,017 (79.1%) |
| Renter Occupied HU | 1,972 (19.5%) |
| Vacant Housing Units | 143 ( 1.4%) |
| Median Home Value | $469,545 |
| Average Home Value | $505,140 |
Housing Distribution
Address Breakdown
Residential
9,976
Single Family
9,018
Multi-Family
958
Businesses
799
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martha Giacalone • BHGRE Masiello Nashua
Mls Name: PrimeMLS
Mls ID: #5056366