15 E Vandevender StMount UnionPA17066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 15 E Vandevender St, Mount Union, PA, 17066 in Mount Union is listed at $115,000 and delivers $1,132/mo in rent and $378/mo in net monthly cash flow. The 11.81% yield and 2.19 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $31,772 over five years, and $1,059/yr in principal reduction supplements cash return. Total projected cumulative return: $68,195.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $378 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,132 |
| Total Monthly Debt Service | $708 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven Mistretta • Apex Realty Group
Mls Name: Huntingdon County BOR
Mls ID: #2818278