15 Colonial TerraceMahopacNY10541
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow15 Colonial Terrace, Mahopac, NY, 10541 in Mahopac is a top-tier cash-flow asset. At $190,000 it produces $6,498/mo in rent and $5,229/mo in net monthly income, a 41.04% gross rental yield. The DSCR of 7.61 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $62,751. Five-year appreciation adds $52,494, driving a total cumulative return of $409,011.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 41% | 6.2% |
| Monthly Cash Flow | $5,229 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,498 |
| Total Monthly Debt Service | $1,193 |
| DSCR Ratio | 5.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10541, Mahopac, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,539 (100%) |
| Owner Occupied HU | 7,618 (79.9%) |
| Renter Occupied HU | 1,361 (14.3%) |
| Vacant Housing Units | 560 ( 5.9%) |
| Median Home Value | $505,354 |
| Average Home Value | $540,965 |
Housing Distribution
Address Breakdown
Residential
8,657
Single Family
8,487
Multi-Family
170
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10541, Mahopac, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,539 (100%) |
| Owner Occupied HU | 7,618 (79.9%) |
| Renter Occupied HU | 1,361 (14.3%) |
| Vacant Housing Units | 560 ( 5.9%) |
| Median Home Value | $505,354 |
| Average Home Value | $540,965 |
Housing Distribution
Address Breakdown
Residential
8,657
Single Family
8,487
Multi-Family
170
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices