15-1843 11th AveKeaauHI96749
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 15-1843 11th Ave, Keaau, HI, 96749 in Keaau deserves attention. This $335,000 property earns $3,164/mo in rent, a 11.34% gross yield, and nets $1,244/mo after the $1,506/mo payment. DSCR 2.10 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $92,554 compounds alongside $3,085/yr in yearly equity build, for a total cumulative return of $206,449.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $1,244 | $1,850 |
City averages based on Keaau market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,164 |
| Total Monthly Debt Service | $1,787 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96749, Keaau, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,880 (100%) |
| Owner Occupied HU | 4,930 (71.7%) |
| Renter Occupied HU | 1,209 (17.6%) |
| Vacant Housing Units | 741 (10.8%) |
| Median Home Value | $479,024 |
| Average Home Value | $548,693 |
Housing Distribution
Address Breakdown
Residential
3,358
Single Family
3,358
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96749, Keaau, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,880 (100%) |
| Owner Occupied HU | 4,930 (71.7%) |
| Renter Occupied HU | 1,209 (17.6%) |
| Vacant Housing Units | 741 (10.8%) |
| Median Home Value | $479,024 |
| Average Home Value | $548,693 |
Housing Distribution
Address Breakdown
Residential
3,358
Single Family
3,358
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Lay • Equity Hawaii Real Estate LLC
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #717345
Disclaimer: Copyright 2025 MLS Hawaii, Inc. All rights reserved. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Joel Backman - (808) 437-8500. [Click here for more information](/info/mls-disclaimers/#mls_726)