15-1828 11th AveKeaauHI96749
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow15-1828 11th Ave, Keaau, HI, 96749 in Keaau earns its strong cash-flow label: 10.29% yield, $5,100/mo rent, $1,277/mo net income, DSCR 1.91. The $594,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $164,360 by year five. Combined with $5,479/yr in principal paydown, total projected return reaches $308,426.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $1,277 | $1,850 |
City averages based on Keaau market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,100 |
| Total Monthly Debt Service | $3,586 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1 Acres lot
$N/A/sqft
$435 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96749, Keaau, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,880 (100%) |
| Owner Occupied HU | 4,930 (71.7%) |
| Renter Occupied HU | 1,209 (17.6%) |
| Vacant Housing Units | 741 (10.8%) |
| Median Home Value | $479,024 |
| Average Home Value | $548,693 |
Housing Distribution
Address Breakdown
Residential
3,358
Single Family
3,358
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1 Acres lot
$N/A/sqft
$435 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96749, Keaau, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,880 (100%) |
| Owner Occupied HU | 4,930 (71.7%) |
| Renter Occupied HU | 1,209 (17.6%) |
| Vacant Housing Units | 741 (10.8%) |
| Median Home Value | $479,024 |
| Average Home Value | $548,693 |
Housing Distribution
Address Breakdown
Residential
3,358
Single Family
3,358
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Kekauoha • Better Homes and Gardens Real Estate Hank Correa Realty
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #719118
Disclaimer: Copyright 2025 MLS Hawaii, Inc. All rights reserved. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Joel Backman - (808) 437-8500. [Click here for more information](/mls-disclaimers/#726)