15-15-B Tully Rd #AOrangeMA01364
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 15-15-B Tully Rd #A, Orange, MA, 01364 in Orange the bet is firmly on appreciation. Rental yield 4.72%. The 4.72% gross yield on a $547,900 price is below income-first thresholds, but 5%/yr value growth projects $151,375 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.87) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $124,416.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.0% |
| Monthly Cash Flow | $(1,299) | $800 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $3,235 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1880
10.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1880
10.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maureen Baril • Coldwell Banker Realty - Leominster
Mls Name: MLS PIN
Mls ID: #73424841