14990 Willow Glen RdBrownsvilleCA95919
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 14990 Willow Glen Rd, Brownsville, CA, 95919 in Brownsville worth study. Rental yield 1.99%. The 1.99% gross yield is below cash-flow benchmarks at $1,749,000, but 5% annual appreciation, adding $483,216 over five years, frames this as a capital growth position. Rent of $2,905/mo partially offsets the $7,865/mo payment. Ziffy Mortgage finances appreciation-play properties (0.37 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $153,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 5.0% |
| Monthly Cash Flow | $(7,914) | $1,500 |
City averages based on Brownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,905 |
| Total Monthly Debt Service | $10,124 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
320 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95919, Brownsville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 305 (62.0%) |
| Renter Occupied HU | 104 (21.1%) |
| Vacant Housing Units | 83 (16.9%) |
| Median Home Value | $362,500 |
| Average Home Value | $377,090 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
320 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95919, Brownsville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 305 (62.0%) |
| Renter Occupied HU | 104 (21.1%) |
| Vacant Housing Units | 83 (16.9%) |
| Median Home Value | $362,500 |
| Average Home Value | $377,090 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bruce Renfrew • California Outdoor Properties, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225144882